Government programs are among the most reliable sources for affordable housing for low-income seniors. The HUD Section 202 Supportive Housing for the Elderly program provides rental assistance and ensures housing facilities are equipped with senior-friendly features. Through this program, seniors only pay a portion of their income for rent, with the remainder subsidized by federal funding.

Local housing authorities also offer public housing options specifically for seniors. These units are designed to accommodate elderly residents, often featuring accessibility modifications and community-based amenities. Seniors can apply through their local Public Housing Authority (PHA) to explore available properties and waitlist opportunities.

Nonprofit organizations are another vital resource for seniors seeking affordable housing. Groups like Mercy Housing and Volunteers of America specialize in providing low-cost living arrangements for seniors, including independent living communities and supportive housing facilities. These programs often include access to additional services such as transportation, meal assistance, and social activities.

Shared housing and co-housing communities are becoming increasingly popular among low-income seniors. These arrangements involve multiple seniors sharing living spaces and expenses, reducing costs while fostering social interaction. This option provides both financial relief and emotional support, offering an alternative to traditional senior housing solutions.